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«Тальменк-Банком» были изменены кредитные ставки

«Тальменк-Банком» были изменены кредитные ставки

23.02.2014
«Тальменк-Банком» были изменены кредитные ставки

Для юридических лиц, занимающихся средним и малым бизнесом, и частных предпринимателей «Тальменка-Банк» понизил процентные кредитные ставки по кредитной программе «На пополнение денежных оборотных средств» с 21%-12% на 19%-11% годовых. Кредит оформляется в размере 100 000 рублей на 18 месяцев. Вся сумма займа выдается сразу.

 

По программе «Кредитование бизнеса», выдаваемой на покупку недвижимости, бизнеса и техники, процентные ставки составят 21%-12% вместо 20%-15%. Займ оформляется в размере 300 000 рублей и более до 10-ти лет. Срок займа напрямую зависит от его целей.

 

В роли залога по обеим программам выступает любое имущество, имеющее ликвидность. Оно страхуется по требованию банковского учреждения. Кроме этого, заемщику нужно поручительство любого юридического/физического лица.

 

За оформление займа банк взимает 2% от размера выдаваемой кредитной суммы. Предусмотрено досрочное погашение займа.

 

Владельцами «Тальменка-Банка» являются: Мельников Алексей (22,1%), Семкичев Олег (19,5%), Кравец Сергей (19,5%), Федоряк Константин (9,9%), Гнусин Вадим (9,7%), Шубенкин Николай (9,7%) и Орчев Иван (9,6%).

 

На начало 2014 г. активы «Тальменка-банка» составили 0,64 миллиардов рублей, кредитный портфель — 0,29 миллиардов, капитал — 0,26 миллиардов, обязательства — 0,21 миллиардов.

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